This summary is provided for your convenience only. It is not legally binding, is not a substitute for the full Earn Terms below, and does not modify them. If there is any difference between this summary and the full Terms, the full Terms govern.
What YiFi Earn is. YiFi Earn is a non-custodial software interface that aggregates and displays yield opportunities (“strategies”) offered by independent third-party DeFi protocols. It shows you information such as estimated yield (APY), an indicative risk score and any withdrawal conditions, and it helps you build a blockchain transaction that you then sign from your own wallet to deposit into, or withdraw from, the chosen protocol.
What YiFi Earn is not.
Key risks you accept.
Your responsibility. You decide whether any strategy is suitable for you, you assess the risks, you keep your wallet secure, and you remain responsible for your own legal, tax and regulatory compliance.
These Terms of Use and any terms incorporated herein (the “Terms” or “Earn Terms“) apply to your (“user“, “you“) use of the YiFi Earn service available at https://yifi.io/earn, including the technology and integrated platform therein, as well as any related applications (including, without limitation, mobile applications) (the “Earn Service“), which are operated and maintained by yifi.io (“Yifi.io“, “We” or “Us“). We provide you with the opportunity to use the Earn Service subject to these Terms.
1.1. These Earn Terms constitute a binding agreement between Yifi.io and you from the moment you access the Earn Service. By accessing or using the Earn Service, you confirm that you have fully read, understood and accepted these Earn Terms prior to use, and that you meet the eligibility requirements in Section 7.
1.2. You agree that these Earn Terms may be updated, supplemented or modified from time to time at the sole discretion of Yifi.io. If you do not read and fully accept these Earn Terms, you must not use or continue using the Earn Service. Your continued use after changes take effect constitutes acceptance of the amended Terms.
Unless the context requires otherwise, the following words and expressions shall have the meanings assigned to them below:
“Platform“, “Platform Services” means the websites, applications, services, interfaces or tools of Yifi.io through which the Earn Service is made available.
“Platform Website” means the website located at https://yifi.io/, where the Yifi.io interface is hosted or available.
“Website Administration” means the authorized employees managing the Website on behalf of Yifi.io.
“Earn Service” means the YiFi Earn interface and related functionality that aggregates and displays third-party yield opportunities and assists Users in constructing deposit and withdrawal transactions.
“User” means any person using the Earn Service.
“Digital Assets” means a digital representation of value (including “cryptocurrency”, “virtual currency”, “digital currency”, “crypto-token”, “token”, “crypto-asset” or “digital commodity”), such as Bitcoin or Ether, based on a cryptographic protocol of a computer network, which may be centralized or decentralized, open-source or closed-source, and used as a medium of exchange and/or store of value.
“Strategy” means a yield opportunity offered by one or more third-party Protocols and surfaced through the Earn interface, together with its associated displayed metrics (such as APY and Risk Score) and conditions (such as withdrawal delays).
“Protocol” means an autonomous, third-party blockchain protocol, smart contract, lending/staking/liquidity platform or aggregator (including, without limitation, AAVE, Compound and Lido) that is developed, deployed, controlled and operated by parties other than Yifi.io.
“Router” / “Zap” means third-party smart-contract infrastructure (including, without limitation, Portals.fi and LI.FI) used to construct, bundle and route deposit/withdrawal transactions.
“APY” means an annual percentage yield figure displayed for informational purposes only, derived from historical and current on-chain data sourced from external providers.
“Risk Score” means an indicative, informational classification displayed for a Strategy, derived from external and on-chain data, which does not constitute a rating, recommendation or assurance of any kind.
“Restricted Jurisdiction” and “Restricted Person” have the meanings given in Section 7.
3.1. The Earn service is a non-custodial web interface that provides access to functions and data from third-party Protocols. The Earn Service acts solely as an informational and technical aggregation tool. It is not a financial institution, bank, broker, exchange, fund, investment adviser, portfolio manager, or financial service provider, and it does not provide financial, investment, legal, tax or other professional advice or any offer. All information presented (including, without limitation, APY and yield estimates) is for informational purposes only, is generated automatically based on data from public sources, and under no circumstances shall be construed as financial, investment, tax or other professional advice or an offer.
3.2. Through the Earn interface, the Earn Service:
3.3. Actual placement of assets, accrual of yield, and all settlement occur exclusively through third-party smart contracts. The Earn Service does not manage, pool, hold, lend, stake or invest User assets, does not exercise any discretion over them, and does not guarantee any level of return. APY figures are indicative and subject to change.
3.4. Withdrawal conditions. Some Strategies and Protocols impose withdrawal delays, cooldown or unbonding periods, lock-ups, queues, or other liquidity constraints. These conditions are set and enforced by the relevant Protocol, not by Yifi.io. Where available, we display such conditions for information, but we do not control them, cannot accelerate or waive them, and are not responsible for any inability to withdraw, delay in withdrawal, or value change occurring during any such period.
4.1. The Earn Service is non-custodial, exercises no discretion over User assets, and is informational and technical in character. You acknowledge and agree that, both in these Terms and as reflected in the interface:
4.2. You acknowledge that Yifi.io is not your broker, intermediary, agent, adviser, fiduciary, custodian or counterparty, that no information provided through the Earn Service constitutes advice, and that the display, ordering, labelling or aggregation of Strategies does not express any view by Yifi.io as to their merits.
The Earn Service is strictly non-custodial. This means:
6.1. The Earn Service acts as an independent interface and technological layer that facilitates your interaction with autonomous Protocols and Routers developed, deployed, controlled and operated by third parties, including decentralized exchanges (DEXs), lending, staking and other DeFi protocols, as well as liquidity and yield aggregators. We are not a party to, and assume no responsibility for, the relationship between you and any Protocol.
6.2. The Earn Service may aggregate data and route transactions either directly to third-party Protocols or through external aggregators and Routers (including, without limitation, Portals.fi and LI.FI).
6.3. “As is” integration of third-party smart contracts. Integration with the smart contracts of third-party Protocols and Routers (including, without limitation, AAVE, Compound, Lido, Portals.fi and LI.FI) is provided on an “as is” and “as available” basis. You acknowledge and agree that:
6.4. You acknowledge and agree that:
By interacting through the Earn interface, you directly and at your own risk enter into relationships with third-party Protocols. The Earn Service is not a party to such relationships and bears no responsibility for their consequences.
6.5. Protocol-specific terms and restrictions. Each underlying Protocol sets its own terms of use, eligibility criteria and geographic and other restrictions, which may differ from and be broader than those of Yifi.io and which may change without notice. We do not reproduce or maintain those terms inside these Earn Terms. Where reasonably practicable, the relevant Protocol’s terms of use are made accessible from the description of the corresponding Strategy in the interface, together with a notice that access may be restricted in case of non-compliance. You are solely responsible for reviewing, understanding and complying with the terms and restrictions of any Protocol before transacting, and you accept the consequences of any non-compliance, which are governed by that Protocol’s terms.
7.1. To use the Earn Service you must connect a compatible cryptocurrency wallet that is under your exclusive control, and you must have full legal capacity to enter into these Terms.
7.2. By accessing and using the Earn Service, you represent and warrant that you are not located in, and are not a citizen or resident of, the United States of America, any country subject to sanctions imposed by the United Nations, the U.S. Office of Foreign Assets Control (OFAC), or the European Union, or any Restricted Jurisdiction defined in Clause 7.3 of these terms.
7.3. Consolidated Restricted Jurisdictions. The Earn Service is not offered to, and may not be used by, persons connected with the following categories (each a “Restricted Jurisdiction” or, for list-based designations, a “Restricted Person“). This consolidated list is intended to cover the principal restrictions applied across the underlying Protocols; it is reviewed and may be updated from time to time:
7.4. Yifi.io does not operate in, and does not target, Restricted Jurisdictions, and reserves the right to determine the markets and jurisdictions in which it makes the Earn Service available, and to restrict or refuse access at any time. You are responsible for ensuring that your use of the Earn Service is lawful in your jurisdiction; the fact that the interface is technically accessible to you is not a representation that such use is lawful.
7.5. Geographic notices on Strategies. Where a Protocol applies country-level restrictions to a Strategy, the relevant Protocol’s terms are, where reasonably practicable, made accessible from the Strategy description, together with a notice that access to that Strategy may be restricted where a country policy is breached. Restrictions and their consequences on the Protocol side are governed by the Protocol’s terms; on its own side, Yifi.io reserves the right to restrict access to its interface upon detecting non-compliance. Nothing in the interface constitutes a representation that a given Strategy is available or lawful in your jurisdiction.
7.6. You further represent, agree and warrant that you will not violate any laws, agreements, third-party rights, or commit any tortious acts when accessing or using the Earn Service, and that you bear sole responsibility for your actions and/or omissions in connection with your use of the Earn Service. Without limiting the foregoing, you represent, agree and warrant that:
8.1. Yifi.io reserves the right, at its sole discretion and without prior notice or disclosure of reasons, to restrict, suspend, condition or terminate any User’s access to all or part of the Earn Service, including where Yifi.io reasonably believes that a User is a Restricted Person, is connected with a Restricted Jurisdiction, has breached these Terms or applicable law, or presents a legal, regulatory, security or reputational risk.
8.2. For these purposes, Yifi.io may operate access-control and blocklisting measures, including blocking or restricting by wallet address, account/login identifier, and User-Agent or device/browser characteristics, and may, as an additional protective layer, implement IP-based restrictions.
8.3. We aim to protect our users from fraudulent and scam activities in the crypto space. It is possible that certain crypto assets are intended for unlawful seizure, or are deemed fraud, scam, or any other activity recognized by law as illegal and/or non-compliant with applicable regulations. We reserve the right, at our sole discretion, to prohibit and terminate any access or functionality involving such crypto assets through the Earn Service without prior notice and without disclosing the reason once it becomes known to us. YOU RELEASE Yifi.io FROM ANY CLAIMS, DEMANDS, AND DAMAGES, WHETHER DIRECT, INDIRECT, CONSEQUENTIAL, SPECIAL, OR OF ANY OTHER KIND, INCLUDING, WITHOUT LIMITATION, LOSS OR FORFEITURE OF PROFITS, ARISING FROM ANY ACTIONS TAKEN UNDER THIS SECTION OR OTHERWISE ARISING OUT OF OR RELATED TO THE PROHIBITION OR TERMINATION OF ANY ACCESS OR FUNCTIONALITY INVOLVING ANY CRYPTO ASSET.
8.4. Yifi.io may refuse service without providing any explanation or disclosure of reasons. Any restriction under this Section does not give rise to any liability of Yifi.io, and you release Yifi.io from any claim arising out of or relating to any such restriction, suspension or termination.
9.1. The Earn Service is non-custodial. Yifi.io does not take custody of User assets, does not pool or execute transactions on Users’ behalf, and does not itself collect personal data for the purpose of identity verification. Accordingly, Yifi.io does not perform KYC verification of Users for the Earn Service and does not assume independent verification obligations in respect of it.
9.2. Identity verification or other compliance checks may be performed by independent third-party Protocols, Routers or off-chain providers on their own side, at their discretion and under their own rules. Such checks are outside Yifi.io’s control.
9.3. Yifi.io’s compliance approach, the categories of Restricted Jurisdictions, and the allocation of verification responsibilities are described in greater detail in the separate Yifi.io AML / Compliance Policy, available at https://yifi.io/docs/aml-policy, which is incorporated into these Terms by reference. You agree to use only assets derived from lawful sources and not to use the Earn Service for money laundering, terrorist financing, sanctions evasion or any other unlawful purpose.
10.1. You agree to pay all applicable fees for use of the Earn Service, as set forth in the YiFi Earn’s interface.
10.2. All applicable fees charged by Yifi.io are displayed to you in the interface prior to signing and submitting the transaction to the blockchain network.
10.3. You acknowledge that additional fees may apply when interacting with third-party Protocols, Routers and aggregators, including but not limited to performance fees, protocol fees and fees charged by external aggregators. Such fees are set by third parties and are not controlled by Yifi.io.
10.4. To execute transactions on blockchain networks, you pay network fees (gas fees), the amount of which is determined by the relevant blockchain network and does not depend on the Earn Service.
10.5. The Earn Service does not charge hidden or undisclosed fees. All applicable charges by Yifi.io are displayed prior to transaction confirmation. Yifi.io reserves the right to change the structure and amount of its service fees; current information is always available in the interface.
10.6. You are solely responsible for determining which taxes, if any, apply to the payments you make or receive, and for collecting, reporting and remitting such taxes to the appropriate tax authority. You agree that Yifi.io is not responsible for determining whether any taxes apply to your use of the Earn Service, or for collecting, reporting or remitting any taxes arising from any transaction or use of the Earn Service. You acknowledge that we may provide you with additional documents or records necessary for calculating your tax obligations.
11.1. For the purposes of these Terms, “Third-Party Content” means content provided by third parties, including, without limitation, links to such parties’ web pages, which may be presented through the Earn Service. “Third-Party Service” means any platform or network in which crypto assets are owned by you or you are the beneficial owner, and which is operated or maintained by a third party outside of the Earn Service.
11.2. You may be charged by a third-party service provider. Yifi.io is not responsible for payment of any third-party services. You bear sole responsibility for the use of third-party services and agree to comply with all terms applicable to any such third-party services.
11.3. YOU RELEASE Yifi.io FROM ANY AND ALL DIRECT, INDIRECT, CONSEQUENTIAL, SPECIAL OR ANY OTHER DAMAGES OF ANY KIND, INCLUDING, WITHOUT LIMITATION, LOSS OF USE, LOSS OF PROFITS, LOSS OF DATA OR ASSETS, WHETHER ARISING UNDER CONTRACT, TORT (INCLUDING, WITHOUT LIMITATION, NEGLIGENCE) OR OTHERWISE, ARISING OUT OF OR IN ANY WAY RELATED TO THE INVALIDITY OR BREACH OF ANY PROVISION OF THIS SECTION.
11.4. When using the Earn Service, you may access Third-Party Content. We do not control, endorse or accept responsibility for any Third-Party Content (unless explicitly stated otherwise by us), including, without limitation, content that may be misleading, incomplete, inaccurate, offensive, obscene or otherwise objectionable. Any business dealings or correspondence with such third parties are conducted solely between you and the third parties. We are not responsible for any loss or damage incurred as a result of any such dealings, and you acknowledge that your use of Third-Party Content and interactions with third parties is at your own risk.
12.1. All of our intellectual property assets (“IP“), including, without limitation, all copyrights, trademarks, patents, service marks, trade names, software code, icons, logos, symbols, layouts, trade secrets, buttons, color schemes and graphics, are protected under local and international intellectual property laws and agreements.
12.2. We hereby grant you a limited, non-exclusive, non-transferable and non-sublicensable license to access and use our IP solely for your personal use.
12.3. Under no circumstances may you modify, adapt, reproduce, distribute or use any materials for commercial purposes, including text, graphics, videos, audio, software code, user-interface design or logos.
12.4. The license granted under this Section is automatically terminated if we suspend or terminate your access to the Earn Service.
12.5. If you upload or share with us any feedback, suggestions, ideas or other information or materials (“Content“), you hereby automatically grant us a worldwide license to use such Content. We may use it for marketing or any other purposes at our discretion.
13.1. Third-Party Claims. You agree to fully indemnify and hold us harmless from and against any and all claims, demands, actions, suits, proceedings, disputes, allegations or investigations brought by any third party, governmental authority or industry association, as well as all liabilities, losses (both actual and consequential), damages (including any direct or indirect losses, loss of profits or loss of reputation), costs and expenses, including without limitation all interest, penalties and reasonable legal and other professional fees and expenses (“Losses“), arising out of or in connection with: (a) your access to or use of the Earn Service; (b) your breach or alleged breach of these Terms or any documents incorporated by reference; (c) your violation of any applicable law; (d) your infringement of the rights of any third party; or (e) your interaction with any Protocol, Router or other third party.
13.2. Waiver of Claims. You hereby irrevocably and unconditionally agree to release us from any claims or demands (and waive any rights you may have now or in the future against us in connection with any Losses you may suffer) arising directly or indirectly out of or in connection with any dispute you may have with any other person, user or third party relating to the Earn Service or the subject matter of these Terms.
14.1. Except as expressly provided by us in writing, the Earn Service is provided on an “as is” and “as available” basis. WE EXPRESSLY DISCLAIM, AND YOU WAIVE, ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT WITH RESPECT TO THE EARN SERVICE, INCLUDING ANY INFORMATION, CONTENT AND MATERIALS CONTAINED THEREIN. We do not warrant that the Earn Service or any data will be accurate, uninterrupted, secure or error-free.
14.2. Smart-contract and protocol risk acknowledged. You expressly acknowledge that interacting with DeFi Protocols and smart contracts is highly risky and that you may lose some or all of your assets. You assume all such risk. To the maximum extent permitted by law, Yifi.io is not liable for any loss of assets or other loss arising from any bug, exploit, hack, vulnerability, failure, depeg, insolvency, governance action or other behaviour of any third-party Protocol, Router, smart contract, oracle or infrastructure, or from any inaccuracy or delay in displayed data, or from any withdrawal delay or liquidity constraint.
14.3. Except as required by law, UNDER NO CIRCUMSTANCES SHALL Yifi.io, OUR DIRECTORS, OFFICERS, MEMBERS, EMPLOYEES OR AGENTS BE LIABLE FOR ANY DIRECT, INDIRECT, CONSEQUENTIAL, SPECIAL, EXEMPLARY, PUNITIVE OR ANY OTHER DAMAGES OF ANY KIND, INCLUDING, WITHOUT LIMITATION, LOSS OF USE, LOSS OF PROFITS, LOSS OF DATA OR ASSETS, WHETHER ARISING UNDER CONTRACT, TORT (INCLUDING, WITHOUT LIMITATION, NEGLIGENCE) OR OTHERWISE, ARISING OUT OF OR IN ANY WAY RELATED TO THE USE OF OR INABILITY TO USE THE EARN SERVICE, INCLUDING, WITHOUT LIMITATION, ANY DAMAGES CAUSED BY OR ARISING FROM ANY USE OF ANY INFORMATION OBTAINED FROM Yifi.io, OR ARISING FROM ERRORS, OMISSIONS, INTERRUPTIONS, INACCURACIES, DEFECTS, VIRUSES, DELAYS IN OPERATION OR TRANSMISSION, OR ANY FAILURE OF PERFORMANCE DUE TO FORCE MAJEURE, COMMUNICATION FAILURES, THEFT, DESTRUCTION OR UNAUTHORIZED ACCESS TO Yifi.io RECORDS, PROGRAMS OR SERVICES.
14.4. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL THE AGGREGATE LIABILITY OF Yifi.io (INCLUDING OUR DIRECTORS, OFFICERS, MEMBERS, EMPLOYEES AND AGENTS), UNDER ANY THEORY, WHETHER IN CONTRACT, WARRANTY, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY OR OTHERWISE, ARISING FROM OR RELATING TO THE USE OR INABILITY TO USE THE EARN SERVICE OR THESE TERMS, EXCEED THE FEES PAID BY YOU TO Yifi.io FOR THE EARN SERVICE DURING THE THREE (3) MONTHS IMMEDIATELY PRECEDING THE DATE OF THE EVENT GIVING RISE TO SUCH LIABILITY.
15.1. You acknowledge and agree that your access to and use of the Earn Service is entirely at your own risk.
15.2. You acknowledge that the use of the Internet and blockchain technologies involves certain technical and operational risks, including, without limitation, hardware failures, software malfunctions, Internet connectivity issues and errors in the operation of decentralized networks. Yifi.io shall not be liable for any failures, errors, data corruption or delays arising from such factors.
15.3. You understand and accept the risks associated with the use of smart contracts and decentralized protocols, including, without limitation: potential vulnerabilities or errors in smart-contract code; slippage and price changes; market and yield risk (APY is variable and indicative, returns are not guaranteed, and you may earn less than displayed, nothing, or incur losses, including from impermanent loss or depeg); liquidity and withdrawal risk (withdrawals may be delayed, queued, locked or unavailable); data and oracle risk; and the irreversible nature of blockchain transactions. Yifi.io does not guarantee the correct, secure or uninterrupted operation of third-party Protocols.
15.4. Yifi.io shall not be liable for: failures, delays or errors at the blockchain-network level; network congestion or increased fees; hard forks, protocol upgrades or other changes in network operation; or temporary or permanent unavailability of underlying blockchain infrastructure. Such circumstances are considered force majeure and are beyond the control of the Earn Service.
16.1. Governing Law. These Terms are governed by and construed in accordance with the laws of the Republic of Panama, without regard to any conflict-of-laws or choice-of-law rules.
16.2. Claim Notice. In the event of any dispute or claim that you have against Yifi.io or in any way relating to these Terms, you agree to first contact Yifi.io and attempt to resolve the claim by providing written notice of your claim (“Notice“) via email: [email protected].
16.3. Arbitration Referral. If you and Yifi.io are unable to reach a settlement of the claim within thirty (30) days of receipt of such Notice, either party may submit the dispute to binding arbitration as set forth below.
16.4. Dispute Resolution. Any disputes, disagreements, differences or claims between you and Yifi.io (and/or any of its Affiliates) arising out of or relating to: (a) these Terms, including their existence, validity, subject matter, interpretation, performance, breach, negotiation, termination, enforceability or consequences of invalidity; (b) your relationship with Yifi.io (and/or any of its Affiliates) as a user (whether claims are based in contract, tort, statute, fraud, misrepresentation or any other legal theory, and whether they arise during or after termination of these Terms); and (c) any dispute concerning non-contractual obligations arising out of or in connection with these Terms or your relationship with Yifi.io (and/or any of its Affiliates), shall be submitted for consideration and finally resolved by arbitration administered by the Arbitration Centre of the Chamber of Commerce, Industries and Agriculture of Panama (CeCAP), under its Arbitration Rules in effect at the commencement of the arbitration. The arbitral decision shall be final and binding. The arbitration provisions set forth in this Section shall survive the termination of these Terms.
16.5. Arbitration Details. You and we agree that: the governing law of this provision shall be the laws of the Republic of Panama; the place (seat) of arbitration shall be Panama City, Panama; the arbitration shall be conducted in English; unless otherwise agreed, the number of arbitrators shall be one (1), and such arbitrator shall have appropriate legal and technological expertise; and if you and we do not agree on the appointment of an arbitrator within fifteen (15) business days of submitting the dispute to arbitration, the arbitrator shall be appointed by CeCAP.
16.6. Limitation Period. Any claim you bring in connection with these Terms must be filed in arbitration strictly within one (1) year from the date such claim arises; otherwise, the claim shall be considered irrevocably time-barred.
16.7. Injunctive Relief. Notwithstanding any other provision of these Terms, you agree that we may seek injunctive relief (or its equivalent in any jurisdiction) or equitable remedies in any jurisdiction.
16.8. Individual Arbitration. You agree that any dispute arising in connection with these Terms is private between you and Yifi.io, and shall be resolved exclusively on an individual basis and shall not be treated as a class arbitration, class action or any other representative proceeding.
16.9. Severability. If any part of this provision is found to be unenforceable or unlawful for any reason: only the unenforceable or unlawful provision shall be severed; severance shall not affect the remainder of this Section or the ability of the parties to enforce arbitration of any remaining claims on an individual basis; and if any claims must be pursued on a class, collective, consolidated or representative basis, such claims shall be submitted to a competent civil court rather than arbitration, and proceedings regarding such claims shall be stayed pending the resolution of any individual claims in arbitration.
16.10. Confidentiality. The parties agree that the arbitration shall be confidential. The fact of arbitration, the existence or content of any claim, all documents and information exchanged or submitted, and any submissions, orders or decisions issued during the arbitration, shall be kept confidential, and neither party shall disclose any of the foregoing to any third party, except to the arbitral tribunal, the parties, their attorneys, experts, witnesses, accountants and auditors, insurers and reinsurers, and any other persons necessary to conduct the arbitration. Notwithstanding the foregoing, a party may disclose such confidential information if: written consent is obtained from the other party; required by applicable law or by any competent regulatory authority or court order; in connection with initiating, pursuing or defending any bona fide legal action to enforce or challenge any arbitral award; or to the extent the relevant information becomes publicly available other than as a result of a breach of these Terms.
16.11. Survival of Confidentiality. The confidentiality obligation contained in this Section shall survive the termination of these Terms and the completion or suspension of any arbitration commenced under these Terms.
17.1. In connection with your use of the Earn Service, Yifi.io may collect, store and process personal data. Such collection and processing are governed by the applicable Yifi.io Privacy Policy, available at https://yifi.io/docs/privacy-policy, which is incorporated into these Terms by reference. By using the Earn Service, you acknowledge that you have read the Privacy Policy and agree to its terms.
18.1. These Terms constitute the entire agreement and supersede all prior and contemporaneous agreements between the parties regarding the Earn Service.
18.2. In the event of any conflict between these Terms and any other agreement you may enter into with Yifi.io, the terms of such other agreement shall prevail only if these Terms are specifically identified and declared to be overridden by that other agreement.
18.3. Our failure or delay in exercising any right, power or privilege under these Terms shall not operate as a waiver of such right, power or privilege.
18.4. The invalidity or unenforceability of any provision of these Terms shall not affect the validity or enforceability of any other provision, all of which shall remain in full force and effect.
18.5. We may amend these Terms from time to time. The “Last updated” date reflects the latest version, and your continued use of the Earn Service after changes take effect constitutes acceptance of the amended Terms.